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Once you're sure you understand all the documentation, you'll sign the mortgage, agreeing that if you don't make payments the lender is allowed sell your house and apply the sale price against the amount are obligated to pay plus repair bills. You'll also sign a mortgage note, promising to repay the student loan. The seller will give you the title towards house available as a signed deed.

You'll pay the lender's agent all closing costs and, in turn,he or she will give you with a preliminary settlement statement associated with the items for anyone have released. The deed and mortgage will then be recorded in california Registry of Deeds, and you will be a home-owner.
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