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Prudent Strategies For Vehicle Accident - Great Ideas

Don't Be Anxious When Hiring A Lawyer


Many people are scared of hiring an attorney for the first time. They are worried that they will make a mistake and hire the wrong one or that they won't find one at all. The following article takes the pain out of looking for a lawyer. Follow the tips below to find the legal help you need.

Do not go with the first lawyer you happen to find in the phone book or on the web. Do thorough research for the best results. Ask around, and find out everything you can about lawyers that you're interested in.

Make a budget when it comes to paying for legal fees. If you contact an attorney and they are above your price range, try to find someone else. While there is nothing wrong with going a little over your budget, you do not want to choose a lawyer that you will have trouble trying to pay.

Take heed of your lawyer's advice, but remember they work for you. Do not be scared to say something if you're unhappy with things they say. Although you lawyer wants the best for you, keep in mind that your case is not the only one they are working on.

Use Google to your advantage when it comes to hiring a lawyer. Look for reviews about any attorney you are considering. If the general consensus is that the attorney you are interested in is lazy and incompetent, you should do your best to look for another attorney to handle your case.

If you meet with a potential lawyer, and he or she states that they will absolutely win your case, thinking about looking elsewhere. There are no guarantees in life, no matter how clear cut a case seems. A good lawyer knows this, and as such, will not make promises they can't keep.

Often, lawyers are specialized in a specific area of the law. If you need a lawyer, make sure you find one that can help you in the exact area that you need. Do not try to hire a personal injury lawyer to help you with your bankruptcy. Even if you are referred by a friend, if the lawyer is not specialized in the area of law you need, then keep looking.

Know just exactly how much opportunity cost you are giving up when choosing to go to court. Any case takes time, and just how much time depends a lot on the ability of your lawyer. If you choose a young lawyer to save money, you may find that the case takes many more weeks than if you had gone with someone more seasoned. Those weeks can be many hours of lost pay! Do your homework here and make sure the math works out for your choices.

If you are looking to find a lawyer with a very specific sort of experience, it pays to do some fairly extensive research. For instance, if you need an attorney who specializes in appellate matters, spend some time looking at reported cases in which they represented one of the parties. By learning what sorts of cases a given lawyer tends to take and the type of results they get, you will be better able to decide if their talents suit your needs.

Before you hire your lawyer, check their record for complaints. If there are just a few, you should not be too concerned, but if there are many, you should worry.

Ask a prospective lawyer when they are available to answer your calls or respond to your needs. Your needs may vary, depending on your circumstances,so you want to be sure that your lawyer's standards meet those needs. Just because one lawyer only works during the day does not mean that there are not great lawyers that are available any time of the day.

The Internet is an excellent resource for researching lawyers. Most legal firms have websites today. Therefore, look at their firm's site. Be sure to check for professionalism. If the site is clumsy or incomplete, that lawyer may not know what they're doing.

Once you have made the decision to hire a particular attorney, ask if the office employs a legal assistant who could work with you. Many times a legal assistant has the ability to effectively represent a client. This shared arrangement can greatly reduce the full cost of your legal representation.

Create a list of questions to ask your lawyer during the first meeting. You may be very nervous during that first encounter with your potential lawyer, so do yourself a favor and write down your top questions. This way, you'll be sure not to forget anything during the meeting.

Finding a good lawyer will require you to do more than open the phone book. You are going to have to get referrals from people you know. Also, be sure to look up reviews from former clients online. Spend the necessary time finding a lawyer that specializes in what you need him for.

Consider the different specialties in law when looking for the right attorney. Not all lawyers are created equal and your specific case may call for specific credentials and experience. Search high and low until you find a lawyer that is well qualified to serve your individual case and represent you successfully in a court of law.

Never sign blank checks or retainer fees that are presented to you by a lawyer. When you do this, you are not agreeing to any sum of money. Instead, you are completely trusting that your lawyer will spend whatever money is necessary for winning your case. Although click to read want to hire a lawyer you trust, you should not put this much trust into anyone you work with. Instead, agree to set fees so that you know how much money you will spend.

Get a list of all of the costs in writing that your lawyer charges for before signing a contract with him. Knowing the costs in advance helps you to create a budget and gives you an idea of the total possible cost of the case. A written list also prevents nasty billing surprises!

When buying or selling a house or car, it is important to have a real estate agent look over the contract to be sure you're not getting into something which could be legally regrettable. You won't understand all the legal mumbo jumbo, but they will, saving you trouble down the road.

Now that you have read this article, you should have a better understanding of the legal process. Keep these tips in mind when you are interviewing prospective lawyers. The right lawyer for your needs is a vital choice in life. Now go out there and hire a lawyer you can be happy with.

Auto insurers play hardball in minor-crash claims
Profitable strategy


The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.


But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.


For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.


Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.


While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.


Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.


The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.


"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.


Both Allstate and State Farm declined requests for interviews.


In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."


State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."


The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."


A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.


Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.


Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."





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