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Evidence of possession inventory
If you were to experience unintentional fire or other catastrophe, would you be able to keep track of all your belongings? The current home inventory will allow you to get your insurance claim sorted out faster and verify losses for your income tax return and allow you to buy the correct number of policies. Here's how .

What exactly is Evidence of possession inventory?


If you're just beginning to set up as a household, taking the first step to create an inventory of your home is simple. If you've lived in the same house for a while, however the task of making an inventory can be daunting, but it isn't necessary to be. Start here.


Choose a location that is simple to start . A contained area, like your kitchen's appliance cabinet, your sporting equipment closet , or your handbag shelf--is a great place to get started.


List recent purchases - Another approach is to start with recent purchases. Get involved in proof of possession inventories and then go back tackle your Proof of possession inventories.


Include the essential information - generally, write down the details of each object you write down, and be sure to note where you purchased it in addition to the model and brand, what you paid and any other information that could help in the event you need to make a claim.


Count clothing by general category For example "5 pair of denims", 3 pairs of sneakers." ..." Note any items that you think are important.


Record serial numbers - generally found in the bottom or back of most electronic appliances and equipment, serial codes are a useful reference.


Examine the coverage of expensive items like jewelry, art or collectibles may have appreciated in value , and you may require special coverage separate from your normal homeowners insurance policy. While you're creating your inventory of your home, inquire with your agent about make sure you've got adequate insurance on these objects before there's a loss.


Don't forget items that are off-site. Your belongings kept in a self-storage facility will be covered by your homeowners insurance, too. Include all of them into your inventories.


Keep proof of value - Store sales receipts, purchase contracts, and appraisals with your list.


Do not get overwhelmed - Once you've started your inventory, take your time even if don't have the time to complete it in a short time. It's better to not have an inventory that is incomplete than none whatsoever.





Home Inspection Checklist



A simple pencil and paper can be enough, but the latest technology can make making the home inventory much more straightforward.





Take pictures - Create an album of photos of your belongings. Record important items on your own as well as whole areas, drawers, or closets. Label your photos by what's in the photo, the date you bought it, the brand or model--whatever information might be important to getting it replaced or reimbursed or reimbursing the owner for an item. Make use of your smartphone or digital camera--some give you the capability to record the description of the item while saving the image.


Make a videotape - Walk around your apartment or house videotaping and then writing down the contents. For example, you might explain the contents of a cupboard in your kitchen "Poppies on Blue by Lenox, service for 12 that includes a dinner plate, salad plate, bowl, cup and saucer. Purchased in 2015."


Install an app. There are a myriad of mobile apps choices to help create and save a room-by room list of your belongings.




Keep your inventory of proof of possessionsafely kept




Your home inventory is only valuable if it's correct and you have access for supplying information to the insurance company in the event the occurrence of fire, theft, or another destructive disaster. Whatever the method you've employed to make your list, be sure to keep it backup and stored in a safe place.




Add important new purchases to your shopping list. Be sure to include the information about the purchase and receipts in your inventory while the details are fresh in your memory.


Keep a copy of your physical inventory outside of the home and save it along with receipts and appraisals--in a safe deposit box or at a friend's or relative's home. Make at least one backup copy of your inventory document and keep it in a separate place. One way to create digital backup copies of your inventory list is to take a picture of it on your smartphone.


Backup digital documents - Keep your backups on an external drive or online storage account.


Know the app's rules - Be sure that the data you input is validated by the app's designer and that you know how to access data when you require it.

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