Notes

How To Obtain A Pension Annuity
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The scope of post doesn't start how to calculate net present value. That is better left for accountant. However, I could confidently a person that, in almost all cases, taking a lump-sum payment is compared to taking a lottery annuity. That's because precisely what people almost always get a much better interest rate if you place up an annuity upon the own through a financial services or life insurance company. That would make the net present associated with a lump-sum payment worth more.

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