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Debt Negotiation Tips - How To Convince Creditors To Reduce Your Credit Card Debt
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Land contract buyers will need to issue a symbol of sale showing the date, cash value, and other pertinent points. It's important to get the entire thing in writing and understand the terms of the deal.

Let me add when i think the smartest guy in the bunch was the an individual who took his loss and sold out at $60. He limited his loss and retains money left to find a better ailment. He was smart enough not to "wait for the product to back again to up so he gets out even". Unfortunately, most people think this particular way.
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