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1. A pro is that they can get anything whenever they want and thy have all their money on their card.
A con is that they are waisting perfectly good money when they could be useing it for something useful
2.Borrowing money now, in return for a promise to pay later
3. Money paid regularlly to delay the full payment of a debit | Almost always a percentage
4. It is better to pay everthing off at the same time
5. If you want to keep most of your money, do not pay intrest | it cost money to owe money
"Mortgage": A long term loan (credit) for a house
"Student loans": Loans (credit) given to help pay for education
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