Notes

This invention pertains to network communications and, extra notably, to interfacing transaction cards with host gadgets. The card of declare 26, wherein the requested information contains a minimal of one of a phone number, a device ID, a subscription ID, a network code, a connection status, location data, a Wi-Fi beacon or GPS information. The method of claim eleven, wherein the requested info contains no much less than certainly one of a phone number, a tool ID, a subscription ID, a community code, a connection standing, location data, Wi-Fi beacons or GPS knowledge. The method of declare 1, whereby the event includes the card receiving a transaction request from the retail terminal. Leather belt pouch is a block diagram illustrating an instance clever card 400 in accordance with some implementations of the current disclosure. For instance, the transaction card of FIGURE 1 may be implemented in accordance with the illustrated clever card four hundred.
For example, the cell gadget one hundred ten may receive and transmit wireless and/or contactless communication with the system 100. In some implementations, the cellular devices 110 may be based on a mobile radio expertise. For example, the cellular system a hundred and ten may be a PDA operable to wirelessly connect with an exterior or unsecured network. In Phone holster , the system 100 may execute a quantity of of the modes mentioned with respect to FIGURE 1. For example, the transaction card 112 may be re-personalized/updated utilizing the cellular radio expertise of the cell host device 110.
The card wirelessly executes financial transactions with a retail terminal unbiased of the mobile host system and presents and receives data via the GUI of the cellular host system. One or more commands are transmitted to the cell host system in response to a minimum of an occasion. The card substantially controls a number of hardware elements of the cellular host system utilizing the one or more instructions. In this example, the transaction card 112c could wirelessly receive account info from the sensible card 214 and the POS 114 may transmit an authorization request to the financial establishment 106 using the mobile host gadget a hundred and ten and the mobile core community 202.
The card of declare 28, the API additional operable to transmit a request to the cell host system to ascertain a connection channel to forward to the card data related to one or more parameters and acquired by the cellular radio technology of the cell host device. The methodology of declare 13, further comprising transmitting a request to the cell host gadget to establish a connection channel to forward to the card info related to one or more parameters and acquired by the mobile radio know-how of the mobile host system. As illustrated, the intelligent card four hundred consists of an antenna 402, a switch plus tuning circuit 404, a security module and contactless chipset 406, a CPU 408 and memory 410. In some implementations, the swap plus tuning circuit 404 might dynamically modify the impedance of the antenna 402 to tune the transmit and/or obtain frequency.
In FIGURE 1 OA, the cardboard a thousand includes a slot 1002 fashioned to carry the transaction card 112. For instance, the slot 1002 may retain the transaction card utilizing a frictional fit similar to inner serrations. When retained within the slot 1002, the transaction card 112 may be considerably flush with the front and back surfaces of the cardboard a thousand. In FIGURE 1 OB, the card 1020 includes a pocket 1022 for retaining the transaction card 112 a minimum of adjoining a floor of the cardboard 1020. In some implementations, the playing cards one thousand and 1020 might embody magnetic strips to execute contact transactions. The contactless chipset 318 could supplies the hardware protocol implementation and/or drivers for RF communication.
The transaction card 112 could then synthesize the FV data that corresponds to the person account and personalize an internal security module that features, for example, payment purposes for executing transactions with financial establishments 106 and associated consumer credentials. The self- train mode may be used to re-personalize the transaction card 112 in the area. In some implementations, all previous data could be deleted if the self-train mode is activated. The self-train mode could also be a peer-to-peer personalization mode where the card 112 could obtain personalization information from another transaction card 112. This mode may characterize an additional personalization mode as compared with manufacturing unit, store and/or Over-The-Air personalization situations which may be server to client personalization situations. In some implementations, the self-train mode could also be a peer-to-peer personalization mode the place the transaction card 112 receives personalization information from one other transaction card.
In regards to translating between protocols, the transaction card 112 could course of info in, for instance, ISO 7816, a normal safety protocol, and/or others. In this case, the transaction card 112 could translate between an NFC protocol (e.g. , ISO 18092) and the transaction-card protocol. In some implementations, ISO 7816 commands may be encapsulated inside interface instructions used to transmit knowledge between the host system 114 and the card 112. In addition, the transaction card 112 may interface the cellular device one hundred ten through a bodily interface such as MicroSD, Mini-SD SD, MMC, miniMMC, microMMC, USB, miniUSB, microUSB, firewire, Apple iDock, and/or others.
For example, the person might update transaction knowledge with an annotation, and in response to a minimal of the request, the cardboard 806 may indicate whether or not the update was successful or failure. The present disclosure is directed to a system and technique for interfacing transaction playing cards with cellular gadgets. In some implementations, a way contains identifying the cell host device in response to a minimum of insertion of no less than a portion of the card into a port of the cell host system.
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