Notes

all emi

Hi,

Thanks for your valuable time over the call.

We understand your concern that you want to know about EMI. We'll be happy to help you with details around the EMI payment mode.

For all other eligible banks, the minimum order value should be Rs. 3000 or 4000/- based on the banks and the EMI tenure. To know about eligible banks, EMI plans, interest charges and other related details, please click: http://fkrt.it/sDaUfxNN

As per telephonic conversation you mentioned that you want to purchase 'Windus cooler' with standard EMI.

EMI Details :-

- Select your preferred EMI option at the time of payment.
- Final EMI is calculated on the total value of your order at the time of payment.
- The Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.
- The minimum order value to avail the EMI payment option is Rs 3,000/-.
- This option is available only when the cart contains items from a single seller.
- While you will not be charged a processing fee for availing Flipkart's EMI option, the interest charged by the bank shall not be refunded by Flipkart.
- You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.
- For select banks, the interest amount on the first EMI will be calculated from the loan booking date till the payment due date.
- GST may also be levied by the bank as applicable.

We'd like to let you know that ‘Credit Card No Cost EMI’ is one of the prepaid payment modes with which you can shop for items from select sellers on Flipkart with no interest and zero down payment.

Once the payment is completed using this mode, an instant discount will be applied for the amount you are charged as interest by the bank ensuring you do not incur any additional EMI charges. The monthly installments will be deducted from your credit card.

Please note that Flipkart does not charge any processing fee for this payment mode. You may get in touch with the bank's customer care using the number mentioned on the back of your card for more information.

We'd like to inform you that Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/ICICI/SBI banks and Debit EMI option is applicable only on selected sellers and products

You can send an SMS 'DCEMI' to 57575 to check eligibility.

If you're eligible you will receive the following SMS: Congratulations, you are eligible to avail EMI on your Debit Card for shopping on Flipkart. Explore now! *T&C apply

If you're not eligible please check with the bank via the following SMS: Sorry, you are currently not eligible to avail EMI on your debit card for shopping on Flipkart. Please get in touch with your bank. Until then why not try another payment method.

Important points:

- Interest rate and tenure differs from bank to bank
- You can buy only one product at a time, however number of units for a single product may vary based on banks
- There are no processing fee or additional charges
- You need not pay any down payment amount to avail this offer
- EMI plans cannot be changed once an order is placed
- The minimum transaction amount to avail this offer differs from bank to bank
- The maximum transaction amount to avail this offer will vary for each user depending on credit availability

If you not seeing the offer then you need to contact bank to get the Pre-approved EMI for debit cards

Hope you understand.

Hope we've been able to resolve your concern. A short survey that won't take more than two minutes of your time has been sent to your registered email address. We'll be happy to hear from you.