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Hi Prakash,

Thanks for writing in.

We understand your concern for the 'No Cost EMI on Debit Cards'.

We'd like to let you know that Debit Card EMI/Pre-approved EMI and No cost EMI on Debit Cards are offered by HDFC/AXIS/ICICI/SBI banks.

You can send an SMS 'DCEMI' to 57575 to check eligibility and customer will receive an SMS immediately with an update.

-Debit EMI option is applicable only on selected sellers and products
-Interest rate and tenure differs from bank to bank
-Customers can buy only one product at a time, however, the number of units for a single product may vary based on banks
-There are no processing fee or additional charges
-Customers need NOT to pay any down payment amount to avail this offer
-EMI plans cannot be changed once an order is placed
-The minimum transaction amount to avail this offer differs from bank to bank
-The maximum transaction amount to avail this offer will vary for each user depending on credit availability
-If the 'PG Used' is mentioned as below under 'Payment Details' tab for an order, the payment option used is
'Debit Card EMI'
-There is no need to have a balance equivalent to product value at the time of order placement

If you have any further query, please feel free to write back to us or you can call on our toll-free number 1800 208 9898.

Hope this helps

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