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To resolve this issue, please follow these steps:
- Log into your PayPal account and go to Settings
- Go to the Payments tab, and click "Manage pre-approved payments"
- Click the billing agreement associated with "Upwork Escrow INC"
- Scroll to the bottom of this page, and check with funding source is set as primary, and as your backup.
- Ensure that both the primary and backup payment methods are up to date, and can be charged, then re attempt the payment through Upwork.
If the charge fails again, you will need to call PayPal support and request to speak to a Tier 2 agent. You may want to provide them the above-mentioned decline code.
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