Notes

My cardless credit application is in resume state it holds on autopay?

I am so sorry to know about that. I can certainly understand the situation you are going through.

I greatly appreciate that you are bringing this to my attention.

I will go ahead and will share your feedback in this regard with the seller as well. Please be assured.
Let me check what the best can be done in this regard and why it is not working.

I request you to visit 'Cardless credit' section under 'My account' and scroll down to the end of the page.

Please tell me the name of financial partner whether it is 'Kissht' or 'Indiabulls'.

I would like to inform you that currently this payment mode is limited only for select products sold by select sellers.
I would request your kind understanding in this regard.
Your cooperation will be greatly appreciated in this regard.
I would feel the same if I would be at your place however trust me sir, I have done my best at my end.

However, trust me if there would be anything else then I would have done it for you.



(unable to use):
I request you to visit 'Cardless credit' section under 'My account' and scroll down to the end of the page.
If the message says 'Cardless Credit Powered by Kissht', please let me know.

(if yes):
I would like to inform you that currently this payment mode is limited only for select products sold by select sellers.
Rest assured, we are working on having this payment mode available for a wide range of products.

Not to worry, you can choose from a host of payment modes available to buy your favourite products.


Cardless Credit is a new payment mode available on our app that allows you to shop and repay for your purchases through a single payment or hassle-free easy installments.

This payment option is powered by the financing partner and it is mandatory to have documents like Voter ID, Passport, Driving License, PAN card and a savings account to apply.




Q. Customers want to know what is the loan amount offered ?

Once you enter your PAN and Aadhaar details on the ‘Cardless Credit Application’, you will get a confirmation on your eligibility, the loan amount provided by the financing partner will be displayed on the App.

Q. If the customer is not part of the Cardless Credit Program, but wants to be part of it

At the moment, Cardless credit as a payment mode is available for a few set of customers only.



Tagging::: Cardless Credit >>> Enquiry about Cardless Credit >>> General enquiry about features


of Cardless Credit



I understand that you wish to provide your services for rating the products.

On flipkart's platform you can only purchase the products at a price quoted by the sellers.


Currently this payment mode is limited only for select products sold by select sellers. Rest assured, we are working on having this payment mode available for a wide range of products. Not to worry, you can choose from a host of payment modes available to buy your favourite products}.


I request you to visit 'Cardless credit' section under 'My account' and scroll down to the end of the page. If the message says 'Cardless Credit Powered by Kissht', than this payment mode is limited only for select products sold by select sellers.





Cardless

Cardless Credit is a new payment mode available on Flipkart Android and IOS app that allows customers to shop and repay the purchases through a single payment or hassle-free easy instalments.

This payment option is powered by the financing partners, Kissht and Indiabulls it is mandatory to have documents like Voter Id, Passport, Driving License, PAN Card and a savings account to apply.

Cardless Credit payment mode Related:

Cardless Credit will help customers purchase select products on EMI without having a credit card.
You would get this feature if they are eligible based on their shopping history with Flipkart
Once eligible customers enter their PAN and Aadhaar details on the 'Cardless Credit Application' page, customers will get a confirmation on their amount eligibility within 60 seconds
Credit card issued by bank is not required to avail this facility
Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature
The feature can be used only for shopping with Flipkart
This is available on the Flipkart App - Android and IOS
In the current phase, this feature would be available for approximately 2 million customers
Below information needs to be shared by customers to avail cardless credit
PAN Card Details
Employment details and Salary information
SMS, Contacts, Call History, Location, Device Information ( In-app permission)
Upload Valid Government ID Proof and Address Proof i,e ; Voter ID, Passport, Driving License (Smart Card or Booklet)both front and back
Upload Self Video of holding submitted address proof
OTP is mandatory
Refer the below table to know about the Credit limit/EMI eligibility, interest charges for Kissht and Indiabulls lender respectively