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Please note that the full amount will be charged on your card the day of the transaction.
The amount is charged on a monthly basis based on the bill generated by your bank. As each installment is paid, the corresponding amount gets unblocked from your credit limit and is made available for your use.
We understand your concern about No Cost EMI on Debit Card. We're sorry for the trouble you had to go through.
We'd like to let you know that Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/SBI/ICICI banks.
To check eligibility send an SMS 'DCEMI' to 57575.
All eligible customers will receive the following SMS: Congratulations, you are eligible to avail EMI on your Debit Card for shopping on Flipkart.
And who are not eligible needs to check with the bank via the following SMS: Sorry, you are currently not eligible to avail EMI on your debit card for shopping on Flipkart. Please get in touch with your bank.
If you are not seeing the offer then you need to contact bank to get the Pre-approved EMI for Debit Cards.
We would also like to let you know that the EMI on debit card payment is available on selected sellers and products and the same will be mentioned in product page.
Here're some other things you have to look out while choosing the 'Debit Card EMI' payment option:
- Interest rate and tenure differs from bank to bank.
- You can buy only one product at a time, however number of units for a single product may vary based on banks.
- There are no processing fee or additional charges.
- You need not pay any down payment amount to avail this offer.
- EMI plans cannot be changed once an order is placed.
- The minimum transaction amount to avail this offer differs from bank to bank.
- The maximum transaction amount to avail this offer will vary for each user depending on credit availability.
If there's anything we could do for you, please let us know and we'll be happy to help.
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