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Thank you for writing in.
We understand your concern about the Debit Card EMI.
We would like to let you know that Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/SBI/ICICI banks.
However, these are the some important points for Debit Card EMI:
- Interest rate and tenure differs from bank to bank
- You can buy only one product at a time, however number of units for a single product may vary based on banks
- There are no processing fee or additional charges
- You don't need to pay down payment amount to avail this offer
- EMI plans cannot be changed once an order is placed
- The minimum transaction amount to avail this offer differs from bank to bank
- The maximum transaction amount to avail this offer will vary for each user depending on credit availability
- If the 'PG Used' is mentioned as below under 'Payment Details' tab for an order, the payment option used is 'Debit Card EMI'
Moreover, Debit Card EMi is available for few selective Customers who have account with AXIS/HDFC/SBI/ICICI once they login
You can send an SMS 'DCEMI' to 57575 to check eligibility
If you are eligible, you will receive the following SMS: Congratulations, you are eligible to avail EMI on your Debit Card for shopping on Flipkart. Explore now! *T&C apply
If you are not eligible will be asked to check with the bank via the following SMS: Sorry, you are currently not eligible to avail EMI on your debit card for shopping on Flipkart. Please get in touch with your bank.
Once you login in to Flipkart website/App/mobile site app you can see this offer on their homepage.
If you not seeing the offer then you need to contact bank to get the Pre-approved EMI for debit cards.
We would also like to let you know that Debt card EMI is available on different product by the different sellers.
Hope you will understand.
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