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Thank you for writing in.
We understand that you want to purchase a product through Emi mode of payment.
We would like to let you know that when you place an order using the EMI mode of payment, the entire order value is blocked from the credit limit available on your credit card. The amount is charged on a monthly basis based on the bill generated by your bank. As each installment is paid, the corresponding amount gets unblocked from your credit limit and is made available for your use.
We'd like to let you know that Flipkart's Credit Card EMI option is available in easy instalments of 3, 6, 9, 12, 18 or 24 months with credit cards offered from the following banks (Minimum Order Value is Rs. 3,000):
1. HDFC
2. Citi
3. ICICI
4. Kotak
5. Axis
6. IndusInd
7. SBI
8. Standard Chartered
9. HSBC
10. RBL
11. YES
However, interest rates and the amount charged by the bank for credit card EMI scheme can be seen while placing an order using the EMI payment mode.
For more information about Emi we'd request you to get in touch with your respective bank they will surely help you out.
We would like to let you know that Debit Card EMI is offered by only HDFC, AXIS, SBI and ICICI banks.
Important points to avail Debit Card EMI:
- Interest rate and tenure differs from bank to bank.
- You can buy only one product at a time, however number of units for a single product may vary based on banks.
- There are no processing fee or additional charges.
- You need Not to pay any down payment amount to avail this offer.
- EMI plans cannot be changed once an order is placed.
- The minimum transaction amount to avail this offer differs from bank to bank.
- The maximum transaction amount to avail this offer will vary depending on credit availability.
For further queries you can contact your respective bank.
However, in case there is anything else we can help you with please feel free to write to us and we will surely help you.
Hope this helps.
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