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Borrower: Dorothy J Johnson
Address: 6745 Valley Park Dr
Memphis, TN 38115-4327
Original Trustee: L. Patrick Sandlin
Attorney: Shapiro & Kirsch, LLP
Instrument No.: DN 5279
Substitute Trustee: Shapiro and Kirsch
Advertised Auction Date: 8/21/2014
Date of First Public Notice: 6/19/2014
Trust Date: 5/18/1993
TDN No.: Fjd32018
SUBSTITUTE TRUSTEE'S SALE
Sale at public auction will be on August 21, 2014 at 10:00 AM local time, at the Auction.com Room of the Comfort Inn Downtown, 100 N. Front Street, Memphis, TN 38103 pursuant to Deed of Trust executed by Dorothy J. Johnson, unmarried, to L. Patrick Sandlin, Trustee, as trustee for Community Mortgage Corporation on May 18, 1993 at Instrument No. DN 5279; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Shelby County Register''s Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.
Party Entitled to Enforce the Debt: U.S. Bank National Association, as Trustee, successor in interest to Wachovia Bank, National Association, as Trustee for GSMPS Mortgage Loan Trust 2005-RP3, its successors and assigns
The following real estate located in Shelby County, Tennessee, will be sold to the highest call bidder:
Described property located at Shelby County, Tennessee, to wit:
Lot 31, Section "C", Kirby Meadows Subdivision, as shown on plat of record in Plat Book 66 Page 23, in the Register''s Office of Shelby County, Tennessee to which plat reference is hereby made for a more particular description of said property.
Street Address: 6745 Valley Park Drive, Memphis, Tennessee 38115
Parcel Number: 093525 D00117
Current Owner(s) of Property: Dorothy J. Johnson
Other interested parties: Mortgage Electronic Registration Systems, Inc., GMAC Mortgage, LLC dba ditech, Ocwen Loan Servicing, LLC, Portfolio Recovery Associates C/O Nathan Horton, Attorney, Ally Bank, c/o Ocwen Loan Servicing, LLC
The street address of the above described property is believed to be 6745 Valley Park Drive, Memphis, Tennessee 38115, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION.
This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:
Mortgage Electronic Registration Systems, Inc., GMAC Mortgage, LLC dba ditech, Ocwen Loan Servicing, LLC, Portfolio Recovery Associates C/O Nathan Horton, Attorney, Ally Bank, c/o Ocwen Loan Servicing, LLC
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose.
Shapiro & Kirsch, LLP Substitute Trustee
Law Office of Shapiro & Kirsch, LLP
555 Perkins Road Extended, Second Floor
Memphis, TN 38117
Phone (901)767-5566
Fax (901)761-5690
www.auction.com
File No. 13-047675
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