Notes

Hi,

Thanks for writing in.

We understand your concern that you want to know about the EMI.

We would like to let you know that when you place an order using the EMI mode of payment, the entire order value is blocked from the credit limit available on your credit card. The amount is charged on a monthly basis based on the bill generated by your bank. As each installment is paid, the corresponding amount gets unblocked from your credit limit and is made available for your use.

However, there are two modes of EMI one is Credit Card and Debit Card.

Here are the details of Credit Card EMI:

We'd like to let you know that ‘Credit Card No Cost EMI’ is one of the prepaid payment modes with which you can shop for items from select sellers on Flipkart with no interest and zero down payment. Once the payment is completed using this mode, an instant discount will be applied for the amount you are charged as interest by the bank ensuring you do not incur any additional EMI charges.

The monthly installments will be deducted from your respective bank credit card.

Please note that Flipkart does not charge any processing fee for this payment mode. You may get in touch with the bank's customer care using the number mentioned on the back of your card for more information.

Here are the details of Dedit Card EMI:

We would like to let you know that it is for some selective customers only, for this you have to check your eligibility first.

To check eligibility:
-You can send an SMS 'DCEMI' to 57575.
-If you are eligible you will receive the following SMS: Congratulations, you are eligible to avail EMI on your Debit Card for shopping on Flipkart. Explore now! *T&C apply
-If you are not eligible will be asked to check with the bank via the following SMS: Sorry, you are currently not eligible to avail EMI on your debit card for shopping on Flipkart. Please get in touch with your bank.

Important points:
1.Only a select base of pre-approved customers will be eligible for 'No Cost EMI on Debit Card'.
2.These customers will be able to view the offer on their payment page during checkout.
3.Though this option may be displayed on the product page, only eligible customers will see this option during checkout.

-Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/ICICI/SBI banks.
-Interest rate and tenure differs from bank to bank.
-Once they login in to Flipkart website/App/mobile site app they can see this offer on their homepage.

If you are not seeing the offer then you need to contact bank to get the Pre-approved EMI for Debit Cards.

You can check your order status here: http://fkrt.it/bqWLi~NN

Hope this helps.