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Thanks for writing in.
We understand your concern about 'no cost EMI'.
We'd like to let you know that no cost EMI is possible and below are some points that may help you for the same:
*Minimum transaction amount to avail the EMI option is Rs. 3,000 or 4,000, depending on the offer.
*Maximum transaction amount is based on the credit card limit.
*EMI tenure is decided by the bank.
*EMI option is available on selected sellers and products.
*Available on channels like web, apps and m-site.
*If the EMI tenure is not available for a particular EMI scheme, a message will be displayed stating 'No Cost EMI discount unavailable for this
tenure'.
*If there is more than one product in the cart and only some/ one of them have 'No Cost EMI Credit Cards' option, customers will still be allowed to check-out with EMI payment option. However, the 'No Cost EMI' discount will only be applied for the products which are applicable.
Flipkart does not charge any processing fee for availing EMI.
Flipkart is not responsible for interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure.
You need to check with your respective bank for their Policy for Cancellation, Refund or Pre-Closure.
In case, you have any further query please feel free to write back to us and we'll be happy to help you.
Hope this helps.
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