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Thanks for writing in.
We understand your concern that you are unable to see Cardless Credit option. We are sorry for the trouble you had to go through.
We would like to let you know that Cardless Credit as a payment mode is available for a few customers. That said, we’re working with the financing partners to expand this to all customers.
However, Cardless Credit is a new payment mode available on Flipkart Android app that allows customers to shop and repay for the purchases through a single payment or hassle-free easy instalments.
This payment option is powered by the financing partner, Kissht and it is mandatory to have documents like Aadhar and a savings account to apply.
Important Points to note:
Cardless Credit payment mode Related:
Cardless Credit will help to purchase select products on EMI without having a credit card
You would get this feature if they are eligible based on their shopping history with Flipkart
Once eligible customers enter their PAN and Aadhaar details on the 'Cardless Credit Application' page, they will get a confirmation on their eligibility within 60 seconds
Credit card issued by bank is not required to avail this facility
Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature
The feature can be used only for shopping with Flipkart
This is currently available only on the Flipkart App - Android OS only
In the current phase, this feature would be available for approximately 2 million customers
The minimum credit limit offered is Rs. 20000
The maximum credit limit offered is Rs. 60000
Customer KYC verified by an OTP is mandatory
Availability of the feature is at the sole discretion of Flipkart
You can use this either as a credit card or to avail EMI option
If you have any further query you can write back to us, we will be happy to assist you.
Hope you understand.
General enquiry about features of cardless credit>>solvd
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