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Thanks for writing in.
We understand your concern that you want to avail the payment method of Cardless Credit option offering by Flipkart.
We would like to let you know that Cardless Credit is a new payment mode available on Flipkart Android app that allows you to shop and repay for the purchases through a single payment or hassle-free easy instalments and this payment mode is available for a few set of customers only.
Important points to note:
1. Cardless Credit will help you to purchase select products on EMI without having a credit card
2. You would get this feature if they are eligible based on their shopping history with Flipkart
3. Credit card issued by bank is not required to avail this facility
4. If you are part of the Buy Now Pay Later (BNPL) payment facility you will be exempted from this feature
5. The feature can be used only for shopping with Flipkart
6. This is currently available only on the Flipkart App - Android OS only
7. Your KYC verified by an OTP is mandatory
8. You can use this either as a credit card or to avail EMI option
To check 'Cardless Credit' eligibility, you have to go to My account and click on View details next to Cashless Credit and then click on 'Apply Now'.
you will now have to provide access to the below features along with the existing 'PAN Card & Aadhar Number' details to proceed further on eligibility check.
SMS Contacts Call History Location Device Information
Hope this helps.
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