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Hi Gaura,

Thanks for writing in.

We understand your concern about ‘Credit Card No Cost EMI’ and we are sorry for the trouble you had to go through, 

We'd like to let you know that ‘Credit Card No Cost EMI’ is one of the prepaid payment modes with which you can shop for items from select sellers on Flipkart with no interest and zero down payment. 

Once the payment is completed using this mode, an instant discount will be applied for the amount you are charged as interest by the bank ensuring you do not incur any additional EMI charges.

EMI break up of your order is:

Rs. 10834/- for 6 months @ 13% p.a.
Order Value RS. 62603/- 
Interest (charged by Bank) Rs. 2396/- 
Total EMI for 6 months Rs. 64999/- 

Item Level EMI break-up

Apple iPhone X (Space Gray, 64 GB)
Item Value Rs. 64999/- 
Interest (charged by Bank) Rs. 2396/- 
No Cost EMI Discount Rs. 2396/- 
Total EMI for 6 months Rs. 64999/-

The monthly installments will be deducted from your 'HDFC Credit Card'. 

Please note that Flipkart does not charge any processing fee for this payment mode. You may get in touch with the bank's customer care using the number mentioned on the back of your card for more information.

Hope this helps.

     
 
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