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Thanks for writing in.
We understand your concern about the EMI of Debit and Credit Card.
We would like to let you know that Debit Card EMI is offered by HDFC/AXIS/SBI/ICICI banks only and you have to send an SMS 'DCEMI' to 57575 to check your eligibility for Debit Card EMI.
If you have any questions regarding your eligibility for this option, kindly reach out to your bank’s help centre and they will help you with all the relevant information
Here is some additional information about the EMI on Debit Card:
1. Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/SBI/ICICI banks.
2. Interest rate and tenure differs from bank to bank.
3. You can buy only one product at a time, however number of units for a single product may vary based on banks.
4. There are no processing fee or additional charges.
5. You need NOT pay any down payment amount to avail this offer.
6. EMI plans cannot be changed once an order is placed.
7. The minimum transaction amount to avail this offer differs from bank to bank.
8. The maximum transaction amount to avail this offer will vary for each user depending on credit availability.
Also, we would like to let you know that Credit card EMI is one of the payment options available on Flipkart. It lets you pay for your orders in easy monthly.
When you avail EMI using Credit Card, you will be initially charged the full order value. This will be converted into EMI by the bank in next 4-7 working days.
Here is some additional information about the Credit car EMI:
1. EMI option is available on credit cards of most leading banks at a certain interest cost. To view the available tenure options, interest and monthly installment, select the credit card of your choice in the Standard EMI option.
2. Minimum transaction amount to avail the EMI option is Rs. 3,000 or 4,000, depending on the offer.
3. Maximum transaction amount is based on the credit card limit.
4. EMI tenure is decided by the bank.
5. EMI option is available on selected sellers and products.
6. Available on channels like web, apps and m-site.
If you have any other concern, please write back to us we'll surely help you out.
Hope this helps.
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