Notes

EMI For ALL





Hi,

Thanks for writing in.

We understand your concern that you want to know about EMI plans. We will definitely help you.

We would like to let you know that all EMI plans are mentioned below:

1). The details of Standard EMI (EMI with interest) are as follows:

When you choose Credit Card EMI as the mode of payment, the order value along with the interest rates will be blocked from their Credit Card limit. You are charged a non-refundable interest based on the tenure of your EMI plan
This EMI option is available on credit cards of most leading banks at a certain interest cost. To view the available tenure options, interest and monthly installment, select the credit card of your choice in the Standard EMI option.


2). The details of No Cost EMI option are mentioned as below:

‘Credit Card No Cost EMI’ is a payment mode which allows you to pay your EMI provider only the product price. Interest amount which you are going to pay to your bank will be given as an instant discount during product purchase.
You can avail 'No Cost EMI' on purchases made using their existing credit cards. This option enables you to purchase products on EMI without paying any interest. The credit limit depends on the respective card. Please contact your card issuing bank for more details.

Initially, the Credit card limit will be blocked for the full purchase amount. This will be converted into EMI by the bank in next 7 working days.

The Important points are mentioned as below:

* Minimum transaction amount to avail the EMI option is Rs. 3,000 or 4,000, depending on the offer.
* Maximum transaction amount is based on the credit card limit.
* EMI tenure is decided by the bank.
* EMI option is available on selected sellers and products.
* Available on channels like web, apps and m-site.
* If the EMI option is not available for a particular tenure, a message will be displayed stating 'No Cost EMI discount unavailable for this tenure.
* If there is more than one product in the cart and only some/ one of them have 'No Cost EMI Credit Cards' option, you will still be allowed to check-out with EMI payment option. However, the 'No Cost EMI' discount will only be applied for the products which are applicable.

Flipkart does not charge any processing fee for availing EMI. Flipkart is not responsible for interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure. You need to check with their respective bank for their Policy for Cancellation, Refund or Pre-Closure

You can pay for your order using the 'Credit Card No Cost EMI' payment mode by following these simple steps:

Add item(s) to your cart Go to ‘Payments’ Choose EMI > No Cost EMI Select the bank & credit card of your choice Complete payment as usual.

3). The details of No cost EMI on Bajaj Finserv card are mentioned below:


We understand your concern about purchasing the product through No Cost EMI on Bajaj.

We'd like to let you know that Bajaj Finserv is a No Cost EMI payment option on Flipkart exclusively for Bajaj Finserv EMI Card holders. This option helps you pay for selected items listed by specific sellers, with an EMI plan of your choice without any interest. The monthly installments are deducted by Bajaj Finserv from the bank account linked to your Bajaj Finserv EMI Card. Unlike other credit card based EMI options, you don't need to have a credit card to avail EMI plans.

The minimum order value to avail the no cost EMI payment option of Bajaj Finserv is Rs 4499/- and the order should have only one item for you to avail this. For all other eligible banks, the minimum order value should based on the banks and the EMI tenure. To know about eligible banks, EMI plans, interest charges and other related details, please click: https://www.flipkart.com/pages/payments

For more Bajaj Finserv EMI related details, please click here: https://www.bajaj finserv.in/finance/emi-cards/salaried-emi-cards-faq-questions.aspx.

You can also reach Bajaj Finserv at 020 3957 5152 for any other support.

Hope this helps.

Hope we've been able to resolve your concern. A short survey that won't take more than two minutes of your time has been sent to your registered email address. We'll be happy to hear from you.




5 . Cardless credit emi

Hi Bibhash,

Thanks for writing in.

We understand your concern about purchasing the product through Cardless Credit mode and sorry for the trouble you had to go through.

We would like to let you know that once you enter your PAN and Aadhaar details on the ‘Cardless Credit Application’ page, you’ll get a confirmation for your eligibility within 60 seconds.

We would also like to let you know that customer’s application is approved by financing partners based on multiple factors like credit score, credit history, and past purchases on Flipkart. At the moment, Cardless Credit as a payment mode is available for few customers.

We’re working with the financing partners to expand this to all customers.

At the moment we are offering a credit limit of Rs 5000/- to selected customers based on their purchase history. We are planning to increase the limit in future and will get back to you with an update soon.

Hope this helps.

Hope we've been able to resolve your concern. A short survey that won't take more than two minutes of your time has been sent to your registered email address. We'll be happy to hear from you.