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Thanks for writing in.
We understand that you want to know about the of Cardless Credit.
We'd like to let you know that Cardless Credit is a new payment mode available on our app that allows you to shop and repay for your purchases through a single payment or hassle-free easy installments.
This payment option is powered by the financing partner and it is mandatory to have documents like Aadhar and a savings account to apply.
Once you enter their PAN and Aadhaar details on the ‘Cardless Credit Application’, they will get a confirmation on their eligibility within 60 seconds, the loan amount provided to you by the financing partner will be displayed on the App
Also, we'd like to let you know that Cardless Credit will help you purchase select products on EMI without having a credit card. You would get this feature if they are eligible based on their shopping history with Flipkart.
To know more about Cardless Credit, you can check these important points:
1. Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature.
2. The feature can be used only for shopping with Flipkart
3. This is currently available only on the Flipkart App - Android OS only
4. In the current phase, this feature would be available for approximately 2 million customers
5. The minimum credit limit offered is Rs. 20000
6. The maximum credit limit offered is Rs. 60000
7. Your KYC verified by an OTP is mandatory
8. Availability of the feature is at the sole discretion of Flipkart. You can use this either as a credit card or to avail EMI option
Note: Credit card issued by bank is not required to avail this facility
We're sorry to let you know that the link is not available, so we're unable to provide the link.
Hope this helps.
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