Notes

Hi Joy,

Thanks for writing in.

We understand your concern that you are unable to avail no cost EMI on HDFC debit card. We are sorry for the trouble you had to go through.

We'd like to let you know that Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/ICICI/SBI banks only at the moment and you can check your eligibility by sending an SMS 'DCEMI' to 57575.

If you have any questions regarding your eligibility for this option, kindly reach out to your bank’s help centre and they will help you with all the relevant information.

This option is available only on selected bank's, products, sellers and EMI tenures.

Here are few more details below:

Interest rate and tenure differs from bank to bank
You can buy only one product at a time, however number of units for a single product may vary based on banks
There are no processing fee or additional charges
You need NOT pay any down payment amount to avail this offer
EMI plans cannot be changed once an order is placed
The minimum transaction amount to avail this offer differs from bank to bank
The maximum transaction amount to avail this offer will vary for each user depending on credit availability

Flipkart does not charge any processing fee for availing EMI. Flipkart is not responsible for interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure. Customers need to check with their respective bank for their Policy for Cancellation, Refund or Pre-Closure.

Hope this helps.