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tagging gernal features of cardless enruiry>>solved
Hi Emrul,
Thanks for writing in,
We understand that you want to know the eligibility of the 'cardless credit'.
We would like to let you know that to check 'Cardless Credit' eligibility, you have to go to My account and click on View details next to Cashless Credit and then click on 'Apply Now'. You will now have to provide access to the below features along with the existing 'PAN Card & Aadhar Number' details to proceed further on eligibility check.
.SMS
.Contacts
.Call History
.Location
.Device Information
Cardless Credit is a new payment mode available on Flipkart Android app that allows you to shop and repay for the purchases through a single payment or hassle-free easy instalments.
This payment option is powered by the financing partner, Kissht and it is mandatory to have documents like Aadhar and a savings account to apply.
There are some Important points to note:-
Cardless Credit payment mode Related:
.Cardless Credit will help you purchase select products on EMI without having a credit card
.You would get this feature if they are eligible based on their shopping history with Flipkart
.Once eligible you enter their PAN and Aadhaar details on the 'Cardless Credit Application' page, they will get a confirmation on their eligibility within 60 seconds
Credit card issued by bank is not required to avail this facility
.Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature
.The feature can be used only for shopping with Flipkart
.This is currently available only on the Flipkart App - Android OS only .In the current phase, this feature would be available for approximately 2 million customers
.The minimum credit limit offered is Rs. 20000
.The maximum credit limit offered is Rs. 60000
.Customer KYC verified by an OTP is mandatory
.Availability of the feature is at the sole discretion of Flipkart
.Customers can use this either as a credit card or to avail EMI option
Bill will be generated on the 1st of the month for all purchases made in the previous month
.The repayment date will be on or before the 15th of the month.
Hope this helps!
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