Notes

EMI details terms and conditions

Hi,

Thanks for writing in.

We understand  your concern that you want to know about EMI plans. We will definitely help you.

We would like to let you know that all EMI plans are mentioned below:

1). The details of Standard EMI (EMI with interest) are as follows:

When you choose Credit Card EMI as the mode of payment, the order value along with the interest rates will be blocked from their Credit Card limit. You are charged a non-refundable interest based on the tenure of your EMI plan
This EMI option is available on credit cards of most leading banks at a certain interest cost. To view the available tenure options, interest and monthly installment, select the credit card of your choice in the Standard EMI option.


2). The details of No Cost EMI option are mentioned as below:

‘Credit Card No Cost EMI’ is a payment mode which allows you to pay your EMI provider only the product price. Interest amount which you are going to pay to your bank will be given as an instant discount during product purchase. 
You can avail 'No Cost EMI' on purchases made using their existing credit cards. This option enables you to purchase products on EMI without paying any interest. The credit limit depends on the respective card. Please contact your card issuing bank for more details.

Initially, the Credit card limit will be blocked for the full purchase amount. This will be converted into EMI by the bank in next 7 working days.

The Important points are mentioned as below:

* Minimum transaction amount to avail the EMI option is Rs. 3,000 or 4,000, depending on the offer.
* Maximum transaction amount is based on the credit card limit.
* EMI tenure is decided by the bank.
* EMI option is available on selected sellers and products.
* Available on channels like web, apps and m-site.
* If the EMI option is not available for a particular tenure, a message will be displayed stating 'No Cost EMI discount unavailable for this tenure. 
* If there is more than one product in the cart and only some/ one of them have 'No Cost EMI Credit Cards' option, you will still be allowed to check-out with EMI payment option. However, the 'No Cost EMI' discount will only be applied for the products which are applicable.

Flipkart does not charge any processing fee for availing EMI. Flipkart is not responsible for interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure. You need to check with their respective bank for their Policy for Cancellation, Refund or Pre-Closure 

The CVV number is unavailable for Bajaj Finserv Cards, however, this option will be visible under EMI payment page and will be disabled as soon as the you enters the Bajaj Finserv card details. 

You can pay for your order using the 'Credit Card No Cost EMI' payment mode by following these simple steps:

Add item(s) to your cart Go to ‘Payments’ Choose EMI > No Cost EMI Select the bank & credit card of your choice Complete payment as usual.

3). The details of No cost EMI on Bajaj Finserv card are mentioned below:

This EMI option allows you to purchase products at no processing fee and no interest cost. You can avail this option if you have a Bajaj Finserv EMI Card. This option is available only on selected products and sellers. The minimum order value to avail the no cost EMI payment option of Bajaj Finserv is Rs. 4499/- and the order should have only one item for you to avail this.