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Thanks for writing in.
We understand your concern about the Cardless Credit option.
We are sorry for the trouble you had to go through.
We would like to let you know that once you enter your PAN and Aadhaar details on the ‘Cardless Credit Application’ page, you’ll get a confirmation on your eligibility within 60 seconds.
At the moment, Cardless Credit as a payment mode is available for a few customers. That said, we’re working with the financing partners to expand this to all customers.
Here are some important points :
- Cardless Credit will help you purchase select products on EMI without having a credit card
- You would get this feature if they are eligible based on their shopping history with Flipkart
- Once you enter your PAN and Aadhaar details on the 'Cardless Credit Application' page, they will get a confirmation on your eligibility within 60 seconds
- Credit card issued by bank is not required to avail this facility
- If you have activated Buy Now Pay Later (BNPL) payment facility than you will be exempted from this feature
- The feature can be used only for shopping with Flipkart
- This is currently available only on the Flipkart App - Android OS only
- In the current phase, this feature would be available for approximately 2 million customers
- The minimum credit limit offered is Rs. 20000
- The maximum credit limit offered is Rs. 60000
If you need any further assistance feel free to write back to us.
Hope this helps.
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