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General enquiry about features of cardless credit
IN1808251619092490933
Hi javed,
Thank you for writing in.
We understand your concern about 'Cardless Credit'.
We would like to let you know that Cardless Credit is a new payment mode available on our app that allows you to shop and repay for your purchases through a single payment or hassle-free easy installments.
Here are some details:-
- Cardless Credit will help customers purchase select products on EMI without having a credit card
- Customers would get this feature if they are eligible based on their shopping history with Flipkart
- Once eligible customers enter their PAN and Aadhaar details on the 'Cardless Credit Application' page, they will get a confirmation on their eligibility within 60 seconds
- Credit card issued by bank is not required to avail this facility
- Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature
- The feature can be used only for shopping with Flipkart
- This is currently available only on the Flipkart App - Android OS only
- In the current phase, this feature would be available for approximately 2 million customers
- The minimum credit limit offered is Rs. 20000
- The maximum credit limit offered is Rs. 60000
- Customer KYC verified by an OTP is mandatory
- Availability of the feature is at the sole discretion of Flipkart
- Customers can use this either as a credit card or to avail EMI option
To check 'Cardless Credit' eligibility, you have to go to My account and click on View details next to Cashless Credit and then click on 'Apply Now'. you will now have to provide access to the below features along with the existing 'PAN Card & Aadhar Number' details to proceed further on eligibility check.
SMS
Contacts
Call History
Location
Device Information
If there's anything else we could do for you, please let us know and we'll be happy to help.
We would like to thank you for your continued trust and support.
Hope we've been able to resolve your concern. A short survey that won't take more than two minutes of your time has been sent to your registered email address. We'll be happy to hear from you.
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