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Thank you for writing in.
We understand that you like to avail the 'Debit Card EMI' payment option.
We are sorry for the trouble you had to go through.
We'd like to let you know that this offer is available for few selective customers who have account with AXIS/HDFC/ICICI/SBI.
Once you login in to Flipkart website/App/mobile site app you can see this offer on your homepage.
If you are not seeing this offer then you need to contact bank to get the Pre-approved EMI for Debit Cards.
Along with this, you need to send an SMS 'DCEMI' to 57575 to check eligibility and they will receive an SMS immediately with an update.
If you are eligible then you will receive the following SMS:
Congratulations, you are eligible to avail EMI on your Debit Card for shopping on Flipkart. Explore now! *T&C apply
If you are not eligible then you need to check with the bank via the following SMS: Sorry, you are currently not eligible to avail EMI on your Debit Card for shopping on Flipkart.
Please get in touch with your bank. Until then why not try another payment method. Shop now!
Below are some important information about the Debit Card EMI :-
1. Interest rate and tenure differs from bank to bank.
2. You can buy only one product at a time, however number of units for a single product may vary based on banks.
3. There are no processing fee or additional charges.
4. You need NOT pay any down payment amount to avail this offer.
5. EMI plans cannot be changed once an order is placed.
6. The minimum transaction amount to avail this offer differs from bank to bank.
7. The maximum transaction amount to avail this offer will vary for each user depending on credit availability.
Hope this helps.
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