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Hi Puneeth,

Thanks for writing in.

We understand your concern that you want to avail Cardless Credit Program.

We'd like to let you know that at the moment, Cardless credit as a payment mode is available for a few sets of customers only and you would get this feature if you are eligible based on your shopping history with Flipkart.

To check 'Cardless Credit' eligibility, you have to go to My account and click on View details next to Cashless Credit and then click on 'Apply Now'. You will now have to provide access to the below features along with the existing 'PAN Card & Aadhar Number' details to proceed further on eligibility check.

- SMS
- Contacts
- Call History
- Location
- Device Information

Important points to note:

- Cardless Credit will help you purchase select products on EMI without having a credit card
- Once you enter your PAN and Aadhaar details on the 'Cardless Credit Application' page, you will get a confirmation on their eligibility within 60 seconds
- Credit card issued by bank is not required to avail this facility
- The feature can be used only for shopping with Flipkart
- This is currently available only on the Flipkart App - Android OS only
- The minimum credit limit offered is Rs. 20000
- The maximum credit limit offered is Rs. 60000
- Your KYC verified by an OTP is mandatory

If you have any further assistance, feel free for write back to us and we'll surely assist you.

Hope you understand.
     
 
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