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Hi Sanjeev,

Thanks for writing in.

We understand your concern that you want to know about Credit card EMI on Flipkart.

We would like to let you know that with Flipkart's credit card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18, or 24 months with credit cards from the following banks: HDFC, Citi, ICICI, Kotak, Axis, IndusInd, SBI, Standard Chartered, HSBC.

There is NO processing fee charged for availing Flipkart's EMI payment option. On return or exchange, interest charged by the bank till that time will not be refunded by Flipkart.

You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.

Here's how you make a payment using Flipkart's credit card EMI option:

Once you've added the desired items to your Flipkart shopping cart, proceed with your order as usual by entering your address. When you're prompted to choose a payment mode for your order, select 'EMI' & follow these simple steps:

-Choose your credit-card issuing bank you wish to pay from
-Select the EMI plan of your preference
-Enter your credit card details
-Click 'Save and Pay'

Please note that the full amount will be charged on your card the day of the transaction.
     
 
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