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Hi,

Thank you for writing in.

We understand your concern about the Cardless Credit.

We would like to let you know that the Cardless Credit is a new payment mode available on our app that allows you to shop and repay for your purchases through a single payment or hassle-free easy installments.

This payment option is powered by the financing partner and it is mandatory to have documents like Aadhar and a savings account to apply.

Important points about Cardless Credit payment mode:

-Cardless Credit will help you purchase select products on EMI without having a credit card
-You would get this feature if they are eligible based on their shopping history with Flipkart
-Once eligible customers enter their PAN and Aadhaar details on the 'Cardless Credit Application' page, you will get a confirmation on your eligibility within 60 seconds
-Credit card issued by bank is not required to avail this facility
-Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature
-The feature can be used only for shopping with Flipkart
-This is currently available only on the Flipkart App - Android OS only
-In the current phase, this feature would be available for approximately 2 million customers
-The minimum credit limit offered is Rs. 20000
-The maximum credit limit offered is Rs. 60000
-Your KYC verified by an OTP is mandatory
-Availability of the feature is at the sole discretion of Flipkart
-You can use this either as a credit card or to avail EMI option

Hope this helps.

Hope we've been able to resolve your concern. A short survey that won't take more than two minutes of your time has been sent to your registered email address. We'll be happy to hear from you.
     
 
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