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Thank you for writing in.
We understand your concern that you want to avail 'Cardless Credit'.
We'd like to let you know that the payment option is powered by the financing partner 'Kissht' and it is mandatory to have documents like Aadhar and a savings account to apply.
Also, we would like to let you know that at the moment, Cardless Credit as a payment mode is available for a few customers. That said, we’re working with the financing partners to expand this to all customers.
Here are some important points given below:-
-Cardless Credit will help you to purchase select products on EMI without having a credit card
-You would get this feature if you are eligible based on you shopping history with Flipkart
-Once you enter you PAN and Aadhaar details on the 'Cardless Credit Application' page, you will get a confirmation on your eligibility within 60 seconds
-Credit card issued by bank is not required to avail this facility
-Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature
-The feature can be used only for shopping with Flipkart
-This is currently available only on the Flipkart App - Android OS only
-In the current phase, this feature would be available for approximately 2 million customers
-The minimum credit limit offered is Rs. 20000
-The maximum credit limit offered is Rs. 60000
-Your KYC verified by an OTP is mandatory
-Availability of the feature is at the sole discretion of Flipkart
-You can use this either as a credit card or to avail EMI option
To check 'Cardless Credit' eligibility, you have to go to My account and click on View details next to Cashless Credit and then click on 'Apply Now'. you will now have to provide access to the below features along with the existing 'PAN Card & Aadhar Number' details and proceed further on eligibility check.
If there's anything else we could do for you, please let us know and we'll be happy to help.
Hope this helps.
Hope we've been able to resolve your concern. A short survey that won't take more than two minutes of your time has been sent to your registered email address. We'll be happy to hear from you.
General enquiry about features of cardless credit>>>>>>>>>>Solved
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