Notes

Hi,

Thanks for writing in.

We understand your concern about the 'EMI' payment mode.

We would like to let you know that you can select the EMI payment mode while placing the order. This EMI option is available on Credit Cards of most leading banks at a certain interest cost. To view the available tenure options, interest and monthly installment, select the Credit Card of your choice in the Standard EMI option.

We would also like to let you know that the minimum transaction amount to avail the EMI option is Rs. 3000/- or Rs. 4000/-, depending on the tenure and bank

Also, Flipkart does not charge any processing fee for availing EMI. Flipkart is not responsible for interest charged by the bank and cannot refund the interest amount in case of cancellation, refund or pre-closure.

However, there is also a No Cost EMI payment mode, No Cost EMI is an option which allows you to pay your EMI provider only the product price. Interest amount which you are going to pay to your bank will be given as an instant discount during product purchase.

We'd also like to let you know that Bajaj Finserv is a No Cost EMI payment option on Flipkart exclusively for Bajaj Finserv EMI Card holders. This option helps you pay for select items listed by specific sellers, with an EMI plan of your choice without any interest.

Also there is EMI on Debit Card also, We would like to let you know that EMI payment mode available on Credit Card. This offer is available for few selective Customers who have account with AXIS/HDFC/ICICI/SBI Banks once they login.

Here are few steps to check the eligibility for this payment mode:

1. Send an SMS 'DCEMI' to 57575 to check eligibility.

2. If you are eligible you will receive the following SMS: Congratulations, you are eligible to avail EMI on your Debit Card for shopping on Flipkart.

3. If you are not eligible you will be asked to check with the bank via the following SMS: Sorry, you are currently not eligible to avail EMI on your debit card for shopping on Flipkart. Please get in touch with your bank. Until then why not try another payment method.

Below mentioned some important points:

- Debit Card EMI is offered by ICICI/HDFC/AXIS/SBI banks
- Interest rate and tenure differs from bank to bank
- You can buy only one product at a time, however number of units for a single product may vary based on banks
- There are no processing fee or additional charges
- You not need to pay any down payment amount to avail this offer
- EMI plans cannot be changed once an order is placed
- The minimum transaction amount to avail this offer differs from bank to bank
- The maximum transaction amount to avail this offer will vary for each user depending on credit availability

For any further queries get back to us, we'll be help you in the best possible way.

Hope this helps.