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Thanks for writing in.
We understand your concern that you want to know details about the EMI payment mode available on flipkart.
We would like to let you know that you can send an SMS 'DCEMI' to 57575 to check your eligibility for Debit Card EMI.
If you are eligible you will receive the following SMS: Congratulations, you are eligible to avail EMI on your Debit Card for shopping on Flipkart. Explore now! *T&C apply.
If you are not eligible will be asked to check with the bank via the following SMS: Sorry, you are currently not eligible to avail EMI on your debit card for shopping on Flipkart. Please get in touch with your bank.
Here is some additional information about the EMI on debit card:
1. Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/SBI banks.
2. Interest rate and tenure differs from bank to bank.
3. You can buy only one product at a time, however number of units for a single product may vary based on banks.
4. There are no processing fee or additional charges.
5. You need NOT pay any down payment amount to avail this offer.
6. EMI plans cannot be changed once an order is placed.
7. The minimum transaction amount to avail this offer differs from bank to bank.
8. The maximum transaction amount to avail this offer will vary for each user depending on credit availability.
If you have any other concern, please write back to us we'll surely help you out.
The minimum transaction amount to avail the EMI option is Rs. 3000/- or 4000/-, depending on the tenure and bank
Here is some additional information about the EMI on Credit card.
1. Maximum transaction amount is based on the credit card limit
2. EMI tenure is decided by the bank
3. EMI option is available on selected sellers and products
4. Available on channels like web, apps and m-site
5. If the EMI tenure is not available for a particular EMI scheme, a message will be displayed stating 'No Cost EMI discount unavailable for this tenure'.
6. If there is more than one product in the cart and only some or one of them have 'No Cost EMI Credit Cards' option, customers will still be allowed to check-out with EMI payment option. However, the 'No Cost EMI' discount will only be applied for the products which are applicable.
If you have any other concern, please write back to us we'll surely help you out.
Happy shopping!
Hope we've been able to help you with your concern today. A short survey will be sent to your registered email address to get your feedback on our conversation. We'll be happy to hear from you.
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