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Thanks for writing in.
We understand your concern about the cardless payment options.
We'd like to let you know that the cardless credit is a new payment mode available on Flipkart Android app that allows customers to shop and repay for the purchases through a single payment or hassle-free easy instalments.
This payment option is powered by the financing partner, Kissht and it is mandatory to have documents like Aadhar and a savings account to apply.
Cardless Credit payment mode Related:
- Cardless Credit will help you to purchase select products on EMI without having a credit card
- You would get this feature if they are eligible based on their shopping history with Flipkart
- Once eligible customers enter their PAN and Aadhaar details on the 'Cardless Credit Application' page, they will get a confirmation on their eligibility within 60 seconds
- Credit card issued by bank is not required to avail this facility
- Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature
- The feature can be used only for shopping with Flipkart
- This is currently available only on the Flipkart App - Android OS only
- In the current phase, this feature would be available for approximately 2 million customers
- The minimum credit limit offered is Rs. 20000
- The maximum credit limit offered is Rs. 60000
- Your KYC verified by an OTP is mandatory
- Availability of the feature is at the sole discretion of Flipkart
- You can use this either as a credit card or to avail EMI option
If there's anything we could do for you, please let us know and we'll be happy to help.
Hope this helps.
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