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Thanks for writing in.
We understand your concern about Debit Card EMI.
We'd also like to let you know Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/CITI/SBI banks. You will be able to view the offer on their payment page during checkout. Though this option may be displayed on the product page, only eligible customers will see this option during checkout
There are some important points which are below:
1. Interest rate and tenure differs from bank to bank.
2. You can buy only one product at a time, however number of units for a single product may vary based on banks
3. There are no processing fee or additional charges
4. You need NOT pay any down payment amount to avail this offer
5. EMI plans cannot be changed once an order is placed
6. The minimum transaction amount to avail this offer differs from bank to bank
7. The maximum transaction amount to avail this offer will vary for each user depending on credit availability
8. If the 'PG Used' is mentioned as below under 'Payment Details' tab for an order, the payment option used is 'Debit Card EMI'.
Once you've added the desired items to your Flipkart shopping cart, proceed with your order as usual by entering your address.
When you're prompted to choose a payment mode for your order, select 'EMI' & follow these simple steps:
1. Choose your credit-card issuing bank you wish to pay from
2. Select the EMI plan of your preference
3. Enter your credit card details
4. Click 'Save and Pay'
Please note that the full amount will be charged on your card the day of the transaction.
We'd like to let you know that in order to get detailed information about the EMI, Please contact your respective Bank.
Hope this helps.
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