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Thank you for writing in.
We understand your concern that you want to buy product on EMI.
We would like to let you know that when you place an order using the EMI mode of payment, the entire order value is blocked from the credit limit available on your credit card. The amount is charged on a monthly basis based on the bill generated by your bank. As each instalment is paid, the corresponding amount gets unblocked from your credit limit and is made available for your use.
We would like to let you know that the given below are the term and condition.
1. Minimum transaction amount to avail the EMI option is Rs. 3,000 or 4,000, depending on the offer
2. Maximum transaction amount is based on the credit card limit
3. EMI tenure is decided by the bank
4. EMI option is available on selected sellers and products
5. Available on channels like web, apps and m-site
6. If the EMI tenure is not available for a particular EMI scheme, a message will be displayed stating 'No Cost EMI discount unavailable for this tenure.
7. If there is more than one product in the cart and only some/ one of them have 'No Cost EMI Credit Cards' option, you will still be allowed to check-out with EMI payment option. However, the 'No Cost EMI' discount will only be applied for the products which are applicable.
Feel free to contact us for further assistance.
We always strive to provide excellent service and hope that we were able to help you. Please spare a few minutes to respond to the feedback survey which will be sent to you in some time and let us know how we did.
Hope this helps.
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