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Hi,
Thanks for writing in.
We understand your concern about cardless option.
We would like to let you know that the Cardless Credit is a new payment mode available on our app that allows you to shop and repay for your purchases through a single payment or hassle-free easy installments.
Once you enter your PAN and Aadhaar details on the ‘Cardless Credit Application’ page, you’ll get a confirmation on your eligibility within 60 seconds.
At the moment, Cardless Credit as a payment mode is available for a few customers. That said, we’re working with the financing partners to expand this to all customers.
Cardless Credit payment mode Related:
- Cardless Credit will help customers purchase select products on EMI without having a credit card.
- Customers would get this feature if they are eligible based on their shopping history with Flipkart.
- Once eligible customers enter their PAN and Aadhaar details on the 'Cardless Credit Application' page, they will get a confirmation on their eligibility within 60 seconds.
- Credit card issued by bank is not required to avail this facility.
- Flipkart customers who are part of the Buy Now Pay Later (BNPL) payment facility will be exempted from this feature.
- The feature can be used only for shopping with Flipkart.
- This is currently available only on the Flipkart App - Android OS only.
- In the current phase, this feature would be available for approximately 2 million customers.
- The minimum credit limit offered is Rs. 20000.
- The maximum credit limit offered is Rs. 60000.
- Customer KYC verified by an OTP is mandatory.
- Availability of the feature is at the sole discretion of Flipkart.
- Customers can use this either as a credit card or to avail EMI option.
If you still have any issue, feel free to write us back, we'll be happy to assist you.
Hope this helps.
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